Should you use a small business credit card over a personal credit card? The answer is YES! A business credit card is a great financial tool for anyone that has a business of any size. Why is a business credit card preferred over a personal credit card? There are several reasons but the number one reason is that you avoid mixing business credit card usage with personal credit card usage. This avoid so many headaches, both money management and tax problems. By using a business credit card only for your business the credit card company you wont have to spend the time weeding out the personal usage for book keeping. Another reason to use a business credit card is that it helps build business credit which can be different then personal credit. The use of a business credit card also helps let others you do business with, know you are serious about your small business. Another reason to use business credit cards is that you can provide cards for your employees with preset limits. which greatly helps manage employee spending. Some business credit cards even allow you to personally design your very own credit card with your company logo.